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Garg, who headed the department that (among other things) overseas currency circulation till, said the Rs 2,000-notes account for about one-third of currency notes in circulation in value terms."Making large cash-based transactions costlier and subject to some tax/charge, making digital modes of payments conveniently available at all times and stopping cash handling in the government completely will help transition our country to China Reflectives Sheeting Manufacturers less cash and to no cash economy, he said."It can be demonetised, without causing any disruption."He advocated taking more measures to make cash a little costlier and more inconvenient, and fin-tech based transactions efficient, cost less and convenient."A good chunk of Rs 2,000 notes are actually not in circulation, having been hoarded."Very convenient digital modes of making payments are replacing cash at a fast pace," he said.New Delhi: On the third anniversary of demonetisation, former economic affairs secretary S C Garg said the Rs 2,000 note, which the Modi government brought replacing older 500 and 1,000 notes, were being hoarded and should be demonetised.

The former bureaucrat said cash has severe limitations although for small value transactions, it is still quite competitive and convenient. It is happening in India as well. "China has done it. A simple method, depositing these notes in the bank accounts (no counter replacement), can be used to manage the process," he said. Rs 2,000 note, therefore, is not presently working as a currency of transaction," he said advocating that they may be demonetised or withdrawn from circulation.The November 8, 2016, demonetisation decision was aimed at lowering the high denomination currency in circulation, but almost all of the demonetised currency came back into the system during the window provided by the government for that.Implicit subsidies for cash transaction (no charge while depositing cash in banks, not providing notes of less than 10 rupees for transactions) need to be gradually eliminated and fin-tech infrastructure - using the LED model, made universal and cost-free, he added. The expansion of digital payments is taking place all over the world.Three years ago, on this day, Prime Minister Narendra Modi made the stock announcement of banning the use of old 500 and 1,000 rupee notes with a view to curb black money, promote digital payments and make the country a less-cash economy. There is also stocking of Rs 2,000 notes in evidence.. More than 87 per cent transactions now take place in the non-cash mode as compared to 12 per cent in India.The "trick is to make the non-cash mode of transaction as, if not more, convenient and as, if not less, costly as cash mode," he said. The pace has to be accelerated.Garg said cash is past its hey-days, although for a very different reason it is making a comeback. The pace is much slower," Garg, who took VRS from government service after he was abruptly shifted out of the finance ministry, said in a note. "India has still a long way to go with more than 85 per cent payment transactions in the country still taking place in cash."Cash is still quite high in the system.Also, The Reserve Bank of India (RBI) needs to move beyond the banks and involve all other payment infrastructure participants in this business of making payments digital, he said

  I entered the field of digital and advertising when I started my college.. Digital space has become an integral part of everyone’s lives and going by its pace, it is the future. He also has his own publisher network and is a Google AdSense publisher. During his school, his favourite subject was Information Technology and after getting into college, he spent most of the time in learning different computer languages and how to design a webpage. Besides this, he was a former content writer for many media websites.Apart from this, he had a flair for writing. I started my entertainment blog with writing content and interviewing YouTubers and social media influencers. Deepanshu Yadav is growing himself in the field of advertising and digital marketing. He has his own hosting company which deals with organising many events.Today, Deepanshu Yadav is surely one of the emerging names in the advertising and digital marketing world.Web and internet have become the major platform to earn money in today’s time. I believe that digital marketing gives a great exposure to any business as it offers a great perforated vinyl platform to communicate with the audience". He is from Ghaziabad, Uttar Pradesh. Being a student, he is a perfect influencer who is inspiring many people on how to make it big.When asked about how it all began, Deepanshu said, "I never thought this was coming. With having great expertise in Google AdSense, he has made enough money by placing advertisements on many website pages. I did it for my interest but gradually with time many media agencies and websites liked my work and approached me to advertise on their web portals. He loves to write content, be it on any category

"What you’ve had is a maturation of the altcoin market, and you’ve got investors and traders more comfortable understanding the fundamentals around what they’re buying," said Bobby Cho, Cumberland’s chief operating officer.2 million, versus USD 3.Bitcoin, seen as the most likely to take that mantle, has mostly failed to live up to its billing.But its use in commerce is hamstrung by high transaction costs and low speed.Bitcoin now accounts for around 60 per cent of the USD 240 billion crypto market, down from nearly 90 per cent just over two years ago. stickers Manufacturers Others, with names like AnarchistCoin and CryptoPing, are illiquid and seldom used. It’s one that could shape the evolution of cryptocurrencies and related technologies like blockchain.Binance Coin and Bitcoin Cash, Tether, Monero and Dash: The diversity of their names reflects myriad protocols and groups of users, traders and developers behind them. Few but cryptocurrency diehards go shopping with the digital currency."Their proliferation is driven by the need to spark new innovation – security innovations, or a new algorithm that allows faster transaction to a new blockchain," said Paolo Tasca, who runs University College London’s Centre for Blockchain Technologies.Enter the altcoins.Others say altcoin trading is mostly speculative, with investors interested less in the technicalities and communities of various coins than simply their potential to make money. But now there’s a fresh challenge to its dominance of the fledgling market: some 2,000 smaller digital coins.Without doubt, it’s the most well-known of its kind.New York-based Grayscale, the world’s largest cryptocurrency asset manager that oversees assets worth USD 1.Bitcoin’s weathered hacks, heists, booms and busts to reign as the king of cryptocurrencies through its first decade.A bigger proportion still are essentially clones of bitcoin, offering little in the way of radically difficult uses.And if the burgeoning number of altcoins is a product of the technological hunt for answers to bitcoin’s weaknesses, investor interest can be seen as bets on which altcoin will gain ground for payments or transfers, or as a store of value.PURE SPECULATION, OR BETS ON THE FUTURE

Altcoins outperformed bitcoin by four percent in the first quarter of this year, according to Cumberland, a major cryptocurrency trader based in Chicago. In an podcast released in February, Dorsey said bitcoin will become the internet’s native currency, given that it was born, developed and tested online.Collectively, "altcoins" are gaining ground on their bigger cousin.. Some, such as Litecoin, are designed to tackle some of bitcoin’s weaknesses, such as slow transactions. But last year it lost three-quarters of its value. "Other projects have tried to fill the gap that exists. Others, known as "stablecoins," look to overcome the problems associated with wild price fluctuations by being pegged to fiat currency.Biggest cryptocurrencies by usersThe emergence of a de facto "money of the internet" - a digital coin that is recognised and accepted online - is widely seen as a prerequisite for cryptocurrencies to break through into the mainstream.Bitcoin proponents point to initiatives such as the Lightning network - code that can be added to the blockchain that’s designed to make payments faster and cheaper - that could help it overcome its structural flaws."There is no doubt that as investors become further drawn into the space, they do like to diversify into other digital assets," said Michael Sonnenshein, its chief executive.9 million for bitcoin. But playing out in their growth is a slow-burn tussle that analysts and academics describe as a race to find the answers to bitcoin’s flaws.And even as altcoins spread, high-profile supporters such as Twitter CEO Jack Dorsey see bitcoin maintaining its dominance."Transaction values across top coinsSome, like ethereum, power blockchain-based applications.